Cape Coral Home Insurance Agency

We can service all of your needs when it comes to home Insurance. As a local home insurance agency in Cape Coral, FL let us prove why were a top insurance provider here locally. We represent almost all of the available home insurance companies that will write a new policy here in Lee County. With 23 homeowners’ companies to choose from we can get you the best rate for your coverage needs. Own a home that you live in as your primary or secondary residence. You’ll need a Standard Home Insurance Policy called an HO-3.

Own or rent out a Condo. The policy type you’ll need is what’s called an HO-6 policy. These policies are specific to condo units. They provide a little coverage for your structure, and personal property. They also include liability, and some other coverage’s specific to condo’s. When you own a home that you rent out to someone else you’ll need what called a Dwelling Fire Policy, these policy forms are called a DP-1 or DP-3 policy. If you rent a home, or condo refer to the link below about us as a renter’s insurance agency.

Having options for all of your home insurance needs, such as owning a home or condo, owning a home or condo you rent, or maybe you’re just a renter. Whatever your needs we represent the insurance companies you need, making us your one stop shop, as your preferred home insurance agency.Want an insurance agency that can service all of your needs, let us be your choice. As an auto insurance agency, we’ll make sure your covered correctly.

Home insurance here in FL can be confusing. There are lots of rules that apply to homeowners’ insurance that apply in most other states. One thing unique here is that home insurance policies have two deductibles. One deductible is for hurricane; the other deductible is for any other covered perils. Besides deductibles, a lot of homes are required to have flood insurance. Our agency owners both work every day, and both have over 20 years’ insurance experience. So our goal is to use our experience and knowledge to help make things simple for you to understand, and also to make sure and get you the right coverage’s for your needs.